• CAN I DRAW OFF HUSBANDS SOCIAL SECURITY?
I AM 67 AND DRAWING SOCIAL SECURITY MY HUSBAND JUST TURN 65 CAN I DRAW OFF HIM CARL PACKSupport Re...
Rating : Not rated Views : 851 Date Add : 06-19-2009
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• Can I draw SS on my husband?
I have never worked. I will turn 62 in April, My husband retired in June of this year, he is 62. Th...
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• SOCIAL SECURITY BENEFITS TO SPOUSE
I'M AGE (85), WIFE IS AGE (82), BECAUSE WE WE'RE UNABLE TO SECURE HER WORKING HISTORY, SHE ONLY BENE...
Rating :  Views : 597 Date Add : 01-21-2009
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• Collecting husband social security
I am about to turn 62. I am thinking about collecting when I turn 62. My husband is 73 and has bee...
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• Draw on husbands social security
I have worked for a local government (township) for the past 30 years. It has only been covered by ...
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 Carol Thomas has recently retired from the Social Security Administration after 28 years service. If you have any questions about Social Security, please ask. We will use the questions you send for future posts. I will never post anyone's name, or other identifiable information.
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| FAQ(s) found under Social Security Spouse Benefits |
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Date Add : 09-24-2009
| Views : 155
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I am 70 and have been drawing SS since age 63; amount is 1486 per month.
My wife, age 64 has been working toward her 40 quarters for almost 10 years now; however, due to health problems she doesnt know if she can last to her normal retirement age of 66;
Can she collect SS off of my account now? If not, when can she start to collect.??
thank you for responding
Support Replied ~ 07-26-2009 18:12:53
Dear William:
Yes, she can collect off your account. Maybe it isn't worth her getting her 40 quarters if she is due more from you anyway. Find out what she is due from your account and then go from there.....Carol
Your Comment ~ 07-28-2009 18:47:03
1. How do we find out how much she can draw from my account?
2. She will be 65 on May 21, 2010...when will she be eligible for Medicare?
Does she need the 40 quarters on her own for Medicare? OR is she eligible at 64 for Medicare off my account?
Support Replied ~ 07-29-2009 14:48:03
Dear William:
Medicare starts at age 65 and she can go under your account for that.
To find out a wifes rate, You need to call your local office or the toll free number at 1-800-772-1213..SS takes your FRA amount and divides it in half. Then they reduce it down for her age. It gets reduced by the month, so call today and tell them she wants to apply for wifes' benefits now.........Carol
Don 't wait another month......
Your Comment ~ 07-30-2009 03:55:59
thank you so much for prompt reply.
have one more question:
query: If she takes Medicare B at 65, is that another deduction from her share or do we pay for B only once, a month, collectively, as a family?
Support Replied ~ 07-31-2009 19:53:00
Dear William:
No, unfortunately, Medicare B comes out of each ones check, so her wife's benefit will be reduced by the $96.30....Carol
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DISCLAIMER -
You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".
"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
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