Best Retirement Cities in New Hampshire: A Guide for Seniors

  1. New Hampshire, with its rich history as one of the original thirteen colonies, offers a unique and fascinating backdrop for seniors interested in American history.
  2. While New Hampshire doesn’t have any large cities, it boasts several vibrant mid-sized towns that provide a charming and welcoming community for seniors. Plus, with Boston easily accessible from the southeastern corner of the state, seniors have access to all the cultural and entertainment options of a world-class city.
  3. For seniors considering retirement in New Hampshire, the state’s stunning natural beauty is just the beginning. With no state-level taxes on personal income, sales, estate, or inheritance, New Hampshire offers one of the most retirement-friendly tax schemes in the country, making it an affordable and attractive option for senior housing.


Looking for 55+ housing in New Hampshire? This small yet bustling state offers a range of benefits for new residents of all ages, from its rich history as one of the original 13 colonies to its breathtaking natural beauty, including mountains, forests, and even a small slice of Atlantic coastline.

What’s more, New Hampshire has no personal income tax, meaning your pension, retirement account, and Social Security income won’t be taxed at that level. The state also doesn’t assess sales, estate, or inheritance taxes, making it a retiree-friendly choice. However, be aware that living costs in New Hampshire can be higher than the national average, so make sure your retirement savings are sufficient to meet your needs.

As for weather, New Hampshire experiences an average of about 70 inches of snow each year, with temperatures ranging from about 20 degrees to 80 degrees, depending on the season. If you’re up for seasonable weather and some of the most impressive autumn foliage around, consider retiring in one of these top cities in New Hampshire.



Looking for a charming and active place to retire in New Hampshire? Look no further than Rochester! Located on the border between New Hampshire and Maine, Rochester is a rapidly growing city with a population of 32,869 and an 18.7% share of residents aged 65 and over.

With a cost of living 6.5% below the national average and a median income of $66,831, Rochester is a budget-friendly option for retirees. Plus, it has a better than national average tax rating for retirees.

Outdoor enthusiasts will love Rochester’s scenic beaches, hiking trails, and fishing spots along the Cocheco River. For those who prefer the arts, the city offers an opera house and a contemporary art museum with an impressive collection.

Although Rochester doesn’t have many hospitals nearby, it has a significant community of retirees, with nine senior living communities and six assisted living facilities. Public transportation is limited to bus service, but the city is within driving distance of Boston, Massachusetts, which offers access to almost every major form of transportation, including three Amtrak stations and a large international airport.



Laconia is an idyllic retirement destination for those seeking serene lakefront living. With a population of 17,025, Laconia boasts a senior population of 21.9%, making it a prime spot for those looking to retire. The cost of living for retirees is 7.5% below the national average, making it an affordable option for those on a fixed income. The median income is $55,814, providing a comfortable living experience.

Laconia’s natural beauty is unparalleled, with two stunning lakes, Winnipesaukee and Winnisquam, offering year-round recreational activities such as fishing, swimming, and boating. For those who prefer indoor activities, the Laconia Antique Center is a great spot to explore unique and vintage items.

While the annual motorcycle rally in June may increase noise levels, Laconia offers a peaceful and tranquil living environment for seniors. The town also hosts two sports teams, the New Hampshire Fighting Spirit hockey team and the Winnipesaukee Muskrats baseball team, providing ample opportunities for sports enthusiasts.

If you’re searching for retirement housing in NH, Laconia is a picturesque location with a cost of living that won’t break the bank. Experience the beauty of New Hampshire’s lakes region in this charming town.


If you’re looking for the perfect place to retire, Keene should definitely be on your list. With a population of just over 23,000 and over 18% of its residents aged 65 and over, Keene is a great place to enjoy your golden years. Plus, with a cost of living for retirees that’s 12.1% below the national average, you’ll be able to stretch your retirement dollars further.

Nature lovers will appreciate Keene’s proximity to outdoor activities, including hiking, swimming, and more. There are numerous public parks and nature preserves in the area, as well as Green Mountain National Forest. Keene also hosts an annual music festival that draws music enthusiasts from all over.

For a more low-key day, head to Central Square to people-watch or catch a show at the beautiful, historic Colonial Theater. And when the grandkids come to visit, take them to the Cheshire Children’s Museum or Stonewall Farm, where they can meet and learn about the farm’s animals, including chickens, rabbits, goats, and draft horses.

With its beautiful scenery, plentiful activities, and affordable cost of living, Keene is a wonderful place to spend your retirement years. And with a median income of $57,393 and a tax rating for retirees that’s better than the national average, you’ll be able to enjoy all that Keene has to offer without breaking the bank. So why not make Keene your new home?



Hanover : The Ideal Retirement Town for Those Seeking a Laid-Back Lifestyle

If you’re looking for a small town that offers a slower pace of life with access to top-tier outdoor activities, Hanover is the perfect place to retire. This scenic town is located on the banks of the Connecticut River, just next to Vermont. Hanover’s population of 11,721 is small, which creates a tight-knit community.

One of Hanover’s highlights is access to the Appalachian Trail, which offers some of the best hiking in the country. While Hanover may have a higher cost of living compared to other towns on this list, it’s an ideal college town as it hosts Dartmouth College, an Ivy League school. Strolling around the campus’ lovely grounds and beautiful historic buildings is a perfect way to spend the day.

For those who enjoy the arts, Hanover has plenty to offer. The Hood Museum of Art and Hopkins Center for the Arts host regular events, and the Nugget Theater is a popular four-screen complex in the community. Hanover also has many wonderful restaurants and cafes, including Jesse’s Steak and Seafood.

When it comes to taxes, Hanover has a better-than-national-average tax rating for retirees. Additionally, the median income is $105,446, which is quite high. Even though Hanover may be a bit more expensive to live in, it offers the perfect combination of natural beauty and cultural events.



Looking for a small city with a small-town vibe, yet with an impressive array of activities to keep you busy? Consider Concord! As the capital of New Hampshire, Concord has a population of 44,006 and a 17.6% share of people aged 65+. It’s also 4.2% below the national average for cost of living for retirees, with a median income of $70,004 and a better than national average tax rating for retirees.

One unique aspect of Concord is its proximity to the Atlantic Ocean, only about an hour’s drive away. Carter Hill Orchard is a popular spot for apple picking in season, while history buffs will appreciate exploring the historic home of the 14th U.S. President, Franklin Pierce, and visiting his grave in Old North Cemetery. The Mc-Aulife-Shepard Discovery Center is another must-see attraction, honoring two local astronauts.

Concord also boasts several top-quality medical providers and hospitals, as well as a variety of shops, restaurants, and cafes. With a lower cost of living compared to other cities, Concord is an affordable option for retirees looking to make the most of their retirement years.



Retirement Housing: Explore a Walkable and Vibrant Seaport Town

If you’re searching for retirement housing in New Hampshire, the coastal city of Portsmouth may be an excellent option. Here are some key reasons why.

First, Portsmouth has a high share of seniors, with almost 20% of the population aged 65 and over. Second, the town has a better-than-national-average tax rating for retirees, so your retirement funds can go further. Finally, Portsmouth offers an array of cultural, historical, and outdoor activities to keep you active and engaged.

One of Portsmouth’s greatest strengths is its walkability. The town’s compact size and pedestrian-friendly streets make it easy to get around and explore the many shops, restaurants, and attractions. History buffs will appreciate the ten museums located in former private homes and mansions, as well as the historic seaport.

For performing arts fans, The Music Hall is a must-see venue that offers a variety of live performances, including music, theater, and dance. Portsmouth also boasts several theatrical groups and an annual arts festival in Prescott Park.

Outdoor enthusiasts will find no shortage of activities in Portsmouth. The town’s beaches are regularly rated as some of the cleanest in the country, and there are plenty of local and state parks offering fishing, swimming, hiking, and more.

While the cost of living in Portsmouth is higher than the national average, it’s still an affordable option for retirees. Additionally, Portsmouth has excellent medical care options, with dozens of hospitals, medical centers, and clinics located nearby. The town’s airport and Amtrak station also make it easy for family and friends to visit.

In summary, if you’re looking for a vibrant, walkable, and culturally rich town to call home in your retirement, Portsmouth is definitely worth considering.

Exeter: A Retirement Gem in New Hampshire

If you’re searching for an ideal retirement spot, consider Exeter, New Hampshire. With a population of 16,114, the town offers a small-town charm and an affordable cost of living, making it one of the top retirement destinations in the US.

With a 23.7% share of population aged 65+, Exeter is an ideal location for retirees looking to stay active and involved in community life. The town is steeped in history, with landmarks such as the Congregational Church, founded the same year as the town, and the American Independence Museum, which highlights the town’s role in the American Revolutionary War.

For outdoor enthusiasts, the town’s Parks and Recreation Department manages Brickyard Pond Park, where you can enjoy fishing or hiking. If golf is your thing, Exeter Country Club, one of the oldest courses in the US, is a perfect spot. Art lovers can visit Art Up Front Street Studios and Gallery, featuring various media exhibits and workshops.

If you’re looking for a little relaxation, visit Soleil’s Salt Caves for halotherapy, a natural therapy that can help alleviate respiratory and skin conditions. And, with a median income of $73,109 and better than the national average tax rating for retirees, you can afford to indulge in some of these fun activities.

When it comes to transportation, Exeter is conveniently located within a short distance of multiple airports and an Amtrak station, making family visits and travel easy. The town also has plenty of medical care centers, including hospitals, specialty clinics, and recreational centers.

With its rich history, scenic outdoors, cultural attractions, and easy accessibility, Exeter is undoubtedly one of the best retirement destinations in New Hampshire.


Looking for a peaceful retirement in the White Mountains of New Hampshire? Bethlehem might be just the town for you! With a population of 2,484 and a share of population 65+ of 13.4%, this charming town is perfect for those looking to retire in a quiet and scenic location.

Bethlehem’s cost of living for retirees is 11.8% below the national average, making it an affordable place to retire. The median income is $49,329, and the tax rating for retirees is better than the national average.

Outdoor enthusiasts will love Bethlehem’s access to nature and winter sports. The town is surrounded by the beautiful White Mountains, offering plenty of opportunities for hiking, biking, and scenic drives. In the winter, you can hit the snowmobiling trails and cross-country skiing opportunities. If you’re a golfer, don’t miss the 18-hole Maplewood Golf Course.

Bethlehem also has an active art and music community. Check out the Colonial Theatre for independent films or one of the local art galleries for new artists. The town offers free access to tennis and basketball courts, and you can learn about Bethlehem’s history through the Bethlehem Heritage Society’s programs.

When your family and grandkids come to visit, take them to one of the two area holiday tree farms to find and cut down your own live tree. And if you need to travel, there are several airports within driving distance, including Portland International Jetport and Boston Logan International Airport.

Overall, Bethlehem is a beautiful and affordable place to retire for those who love the outdoors and small town charm.


Looking for an affordable and picturesque place to retire? Consider Berlin, New Hampshire! With a population of just under 10,000, the city has a lot to offer for seniors. Here are some of the highlights:

Berlin has a large population of residents over the age of 65, so you’ll be in good company. The cost of living is also very affordable, coming in at 27.1% below the national average, and the tax rating for retirees is better than the national average.

Located in the Great North Woods Region, Berlin is the northernmost town in New Hampshire, and it’s surrounded by stunning natural beauty. If you’re the outdoorsy type, you’ll love Jericho Lake ATV Park, snowshoeing, snow tubing, and more. Plus, there are lots of guide and rental companies to help you plan your adventures.

If you’re interested in history, don’t miss St. Anne’s, a century-old Roman Catholic church in downtown Berlin with stunning architecture and art. And for a taste of the local scene, visit the Berlin Local Works Farmers’ Market held every Thursday afternoon and evening, where you can find community gardens, a demonstration kitchen, live music performances, and more. You can even pick up a class or volunteer to teach one at Wren Works Maker Studio.

Whether you’re looking for adventure or a quiet, peaceful retirement, Berlin has something to offer. With a large population of seniors, affordable cost of living, and diverse range of activities, it’s definitely worth considering as a retirement destination.


If you’re looking for retirement housing, Gilford, New Hampshire could be the perfect place for you. This small town has a population of just over 7,800, and more than 20% of the population is 65 years or older. Despite a cost of living slightly above the national average, Gilford’s median income of $91,902 and tax rating for retirees, which is better than the national average, make it a great option for seniors.

Nature lovers will especially enjoy living in Gilford, which offers a wide variety of outdoor activities year-round. The town is located on the banks of Lake Winnipesaukee, making it an excellent place for boating, swimming, and fishing during the summer. Come fall, Gilford’s foliage is truly spectacular. Winter sports enthusiasts can enjoy skiing and ice fishing.

Gilford also has a great music scene, with the Bank of New Hampshire Pavilion hosting live concerts outdoors seasonally. You can also visit the Pepi Hermann Crystal Gallery and Museum, and check out a few historic sites and an old-fashioned general store.

Overall, Gilford, New Hampshire is an excellent choice for those looking for retirement housing with a laid-back, natural atmosphere and a lively music scene.