Retirement Community
        Review Retirement Communities, Adult Communities, Assisted Living and more at Retirement Community.com Find the retirement community that best fits your needs or wants.  You will find active adult communities, independent living, assisted living, nusing care and more

Social Security Resources


Social Security Home
Ask a SS Question
When to start
Full retirement age
Retirement Age & Stop Work Age
Benefits by year of birth
Benefits While Working
Social Security Forms

Popular Questions


Replace Card
Change Name
Award Letter
When Will Check arrive




Social Security Full retirement age

If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able to take your benefits at age 62, but the reduction in your benefit amount will be greater than it is for people retiring now.

Here's how it works. If your full retirement age is 67, the reduction for starting your

  • Retirement benefits at 62 is about 30 percent. The reduction for starting benefits at age

    • 63 is about 25 percent;
    • 64 is about 20 percent;
    • 65 is about 13.3 percent; and
    • 66 is about 6.7 percent.
       
  • Benefit as a spouse at 62 is about 67.5 percent of the benefit your spouse would receive if his or her benefits started at full retirement age. The reduction for starting benefits as a spouse at age

    • 63 is about 65 percent;
    • 64 is about 62.5 percent;
    • 65 is about 58.3 percent;
    • 66 is about 54.2 percent; and
    • 67 is 50 percent.

Age To Receive Full Social Security Benefits

(Called "full retirement age" or "normal retirement age.")

Note: If you qualify for benefits as a Survivor, your full retirement age may be different.

Year of Birth* Full Retirement Age
1937 or earlier 65
1938 65 and 2 months
1939 65 and 4 months
1940 65 and 6 months
1941 65 and 8 months
1942 65 and 10 months
1943--1954 66
1955 66 and 2 months
1956 66 and 4 months
1957 66 and 6 months
1958 66 and 8 months
1959 66 and 10 months
1960 and later 67
*If you were born on January 1st of any year you should refer to the previous year.

The earliest you can start receiving Social Security retirement benefits will remain age 62. 

Note: If you delay your benefits until after full retirement age, you also may be eligible for delayed retirement credits that would increase your monthly benefit.

Source: http://www.socialsecurity.gov/retire2/retirechart.htm

Social Security Questions and answers
In the news: Read Carols comments in this BankRate.com Social Security article


Thank you so much. The amount of infomation you provided on our call went a long way in helping to resolve the issues I had with the social security rep I was working with.
Tom F. 04-23-2017


Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
Carol J. 04-11-2017


Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 03-31-2017

Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 03-31-2017

Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 03-11-2017

Thank you so much for the reply.
Tom C. 02-09-2017

Thank you so much for returning my email so quickly.
Laverne J. 01-30-2017

Read More


 




...........................



 Active Adult Communities | Assisted Living | Adult Day Services | Alzheimer's Care
Continuing Care Retirement Communities (CCRC) | Home Care and Hospice Care | Independent Living

Senior Centers  | Retirement Jobs | Senior Care Jobs

Become a Featured Community  |  Submit Listing | Advertiser Login | Contact Us

Sunrise New Jersey

 

Alabama |  Alaska | . Arizona | . Arkansas |  California |  Colorado |  Connecticut |  Delaware |  Florida |  Georgia |  Hawaii |  Idaho |  Illinois |  Indiana |  Iowa |  Kansas |  Kentucky |  Louisiana |  Maine |  Maryland |  Massachusetts |  Michigan |  Minnesota |  Mississippi |  Missouri |  Montana |  Nebraska |  Nevada |  New Hampshire |  New Jersey |  New Mexico |  New York |  North Carolina |  North Dakota |  Ohio |  Oklahoma |  Oregon |  Pennsylvania |  Rhode Island |  South Carolina |  South Dakota |  Tennessee |  Texas |  Utah |  Vermont |  Virginia |  Washington |  Washington DC |  West Virginia |  Wisconsin |  Wyoming | 

© 2001-2017 Retirement Community All Rights Reserved.

All logos and trademarks in this site are property of their respective owners.

Privacy Policy | Site Map