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 Carol Thomas has recently retired from the Social Security Administration after 28 years service. If you have any questions about Social Security, please ask. We will use the questions you send for future posts. I will never post anyone's name, or other identifiable information.
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| medicare social security question |
Date Add : 05-27-2009
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I'm 72 years old and still working. I have health insurance where I work that covers both me and my wife. The place where I work has two different plans. One they call "Silver" and one they call "Gold". I 'm enrolled in the Gold which is the better of the two. I do this because it is the best of the two and my wife has health problems. Every year in May there is "Open Inrollment" and I can make changes. The "Gold" plan cost me and t5he "Silver" plan is not as good but it's FREE. Now my wife and I are on Social Securty. I am the primary person and my wife draws on me. Now my question is; Would it be possible for me to switch to the free plan and enroll my wife in medicare?
Support Replied ~ 04-09-2009 23:13:40
Dear William:
You would have to compare the costs. Remember Medicare B costs around $100 a month and you might also need medicine coverage. You can take your wife off your health insurance and enroll her in Medicare B under a special enrollment period prevision. Call SS and ask them about you and your wife and the SEP. You should not be charged a penalty.....Carol
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You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".
"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
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