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Social Security Question:
Will I get more social security benefits from my ex-spouse
Social Security Answer:
My ex-husband and I were married for 30 years and he started taking his social security at age 62. I was a stay at home mom for years except for part-time work sometimes. The last 6 years I worked full time but now have a job that pays half what it paid last year. Would I be better off getting my share of his benefits or using my own? And how does the share divide up. Also, how long do you have to be married to someone before you can claim benefits? Also, if someone was married to a first wife, does she get his benefits first if something happened to him?
Support Replied ~ 04-09-2009 23:23:46
Your benefit rate is made up of an average of 30 years earnings. When you file for benefits, they give you your own first and then add your husbands to it. You must be married for at least 10 years. Exes are paid outside the family max soo it doesnt affect anyone else on the record.....Carol
Your Comment ~ 05-23-2009 23:33:28
my husband was married for 10 years to a school teacher, if after we are married more than 10 years, and he became deceased, would his first wife get his social sec.and receive her own soc. sec. or are there some limits on what she can receive? Or would she get which of her soc. sec. or his that is the most? where does that leave me? kk
Support Replied ~ 05-25-2009 13:42:49
Each wife gets an amount equal to the amount as if they were the only wife on the record. More wives does not detract from what you will get.....Carol
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"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
|In the news:
Read Carols comments in this BankRate.com Social Security article
Thank you so much. The amount of infomation you provided on our call went a long way in helping to resolve the issues I had with the social security rep I was working with.
Tom F. 09-15-2018
Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
Carol J. 09-03-2018
Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 08-23-2018
Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 08-23-2018
Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 08-03-2018
Thank you so much for the reply.
Tom C. 07-04-2018
Thank you so much for returning my email so quickly.
Laverne J. 06-24-2018