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|FAQ(s) found under Widow or Widowers Social Security Benefits
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Social Security Question:
Widows and Disable Benefits
Social Security Answer:
I am 59, disable, and just started to receive benefits on my spouse record. This month (May09) I got a letter telling me that I would receive benefits on my own record ($951) and $307 on my husband’s record. Two claims paid monthly into my account. My spouse amount was higher.
I don’t understand why the change. Also, I believe that with the widow’s benefit whatever other benefits you received, there is no off-set. I am wondering did they switch so benefits on my own account be subject to an offset. Thank you.
Support Replied ~ 05-27-2009 18:04:11
I don't understand your question. It seems that you are receiving $951 on your own disability and you get an extra $307 from your husbands record. Are you getting wifes' benefits or widows' benefits? Do you get them in one check or two? What change are you talking about? When you receive SS, you always get your own benefit first, then SS adds on what you are eligible for from any other source.
You are eligible for whatever is the highest- your benefit or your husbands. If your husbands is higher, you will get his full rate and not your own disability. You will never get the full amount of both pensions.....Carol
Your Comment ~ 05-28-2009 16:16:37
Thank you. My concerns is that my husband rate is the highest at $1260. I am suppose to be getting widows benefits as I am able to receive this benefit at the age 59 due to being disable under ss rules.
From my record, I get $951 the second Wednesday of each month; from my deceased spouse, on the fourth Wednesday, I get another $307. I thought as you said, you get the highest amount.
Could you please explain to me why is it being done this way? Thank you.
Support Replied ~ 05-28-2009 23:30:53
It seems that the difference is $2. The difference is because of rounding down.
Somewhere in the computation you lost $2. Call SS and make sure that what I
am saying is correct......Carol
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