DISCLAIMER - THIS WEBSITE IS NOT ENDORSED BY OR AFFILIATED WITH THE U.S. SOCIAL SECURITY ADMINISTRATION , OR ANY GOVERNMENTAL ENTITY.
| SSA Disability
| SSA Spouse Benefits
| Social Security Widow Benefits
| General Questions
|FAQ(s) found under Widow or Widowers Social Security Benefits
||Showing 33 Of 94
||Prev | Next
Social Security Question:
Widows and Disable Benefits
Social Security Answer:
I am 59, disable, and just started to receive benefits on my spouse record. This month (May09) I got a letter telling me that I would receive benefits on my own record ($951) and $307 on my husband’s record. Two claims paid monthly into my account. My spouse amount was higher.
I don’t understand why the change. Also, I believe that with the widow’s benefit whatever other benefits you received, there is no off-set. I am wondering did they switch so benefits on my own account be subject to an offset. Thank you.
Support Replied ~ 05-27-2009 18:04:11
I don't understand your question. It seems that you are receiving $951 on your own disability and you get an extra $307 from your husbands record. Are you getting wifes' benefits or widows' benefits? Do you get them in one check or two? What change are you talking about? When you receive SS, you always get your own benefit first, then SS adds on what you are eligible for from any other source.
You are eligible for whatever is the highest- your benefit or your husbands. If your husbands is higher, you will get his full rate and not your own disability. You will never get the full amount of both pensions.....Carol
Your Comment ~ 05-28-2009 16:16:37
Thank you. My concerns is that my husband rate is the highest at $1260. I am suppose to be getting widows benefits as I am able to receive this benefit at the age 59 due to being disable under ss rules.
From my record, I get $951 the second Wednesday of each month; from my deceased spouse, on the fourth Wednesday, I get another $307. I thought as you said, you get the highest amount.
Could you please explain to me why is it being done this way? Thank you.
Support Replied ~ 05-28-2009 23:30:53
It seems that the difference is $2. The difference is because of rounding down.
Somewhere in the computation you lost $2. Call SS and make sure that what I
am saying is correct......Carol
Have your Social Security questions answered
If your Social Security questions have not been answered, or if you would like to send Carol an inquiry, please click here
You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".
"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
|In the news:
Read Carols comments in this BankRate.com Social Security article
Thank you so much. The amount of infomation you provided on our call went a long way in helping to resolve the issues I had with the social security rep I was working with.
Tom F. 09-12-2019
Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
Carol J. 08-31-2019
Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 08-20-2019
Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 08-20-2019
Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 07-31-2019
Thank you so much for the reply.
Tom C. 07-01-2019
Thank you so much for returning my email so quickly.
Laverne J. 06-21-2019