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Date Add : 03-28-2009 

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Social Security Question:

Surviving Spouse Benefits

Social Security Answer:

Carol,

My Mother-in-Law recently lost her husband after 66 years of marriage. She was told by the Social Security Office that she would receive a small portion of his benefit as a surviving Spouse. She went to her appointment at the local Social Security Office with my Wife and was then told that she would get none of his benefits since her benefit amount was $4.00 per month more than his. She only recieves a little over $900.00 per month and we are trying to determine if the Social Security Office actually gave her the correct information. They seemed confused and unorganized according to my wife and I can not find any reference to this on the Social Security website.
Regards, Chris Burt


Support Replied ~ 02-19-2009 17:32:46

Dear Christopher:
When one spouse dies, the remaining spouse does get the higher amount. With women working more these days, the situation you described does happen. Since your mother-in-law is over 66, she would get her husbands amount. Look on their bank statement and see what he was getting. Unless he worked after retirement age, the amount should be about the same. If he did work after retirement, he would have gotten delayed retirement credits that she would not get. Let me know what you find out.

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DISCLAIMER - You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".

"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.

Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.


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Tom F. 07-22-2017


Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
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Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 06-29-2017

Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 06-29-2017

Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 06-09-2017

Thank you so much for the reply.
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Thank you so much for returning my email so quickly.
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