Retirement Community
        Find answers to Social Security Questions social security questions and answers

Social Security Resources

Social Security Home
Ask a SS Question
When to start
Full retirement age
Retirement Age & Stop Work Age
Benefits by year of birth
Benefits While Working
Social Security Forms

Latest Added FAQs
• I am 62 years old and am considering taking early retirement and collecting soc. sec. My questions is that I have a pension from IBM (retired) and will have one from the school district.
Q: I am 62 years old and am considering taking early retirement and collecting soc. sec. My questions ...

• Is she eligible to receive benefits from his earnings if she files for ex-spouse retirement benefits with social security?

Q: My question is my mother was married to my father (in California) for more than 10 years. They had ...
   Last Update : 07-24-2012

• I am desperately seeking your guidance in demystifying the process of applying for social security benefits.
Q: I am desperately seeking your guidance in demystifying the process of applying for social security b...
   Last Update : 07-18-2012

• I turned 62 in February of 2012, and am retiring August 15, 2012. I am a sole propietor of an LLC
Q: I turned 62 in February of 2012, and am retiring August 15, 2012.� I am a sole propietor of an LLC...
   Last Update : 07-11-2012

• I will be 64 in a month and am working and intend to work until 70 or so. My wife is 68 and is retired - has been taking Soc
Q: I will be 64 in a month and am working and intend to work until 70 or so. My wife is 68 and is retir...
   Last Update : 07-06-2012


Social Security Answers expertSocial security question 30 day money back Carol Thomas has recently retired from the Social Security Administration after 28 years service and is ready to answer your questions.
Read Carols comments in this Social Security article

We will never post anyone's name, or other identifiable information.


SSA Basics | SSA Disability | SSA Spouse Benefits | Social Security Widow Benefits |  General Questions

Home > Social Security > Social Security Spouse Benefits

Search Knowledgebase

Jump to Category

Ex Spouse (71)
Social Security questions on ex husband and ex wife

FAQ(s) found under  Social Security Spouse Benefits Showing 92 Of 98 Prev  |  Next

Last Update : 06-29-2012 

 Printer Version 

  Tell A Friend 

  Email Link To Me

Social Security Question:

I am a 72 year old Psychologist still working full time in practice. I receive social security benefits (since I was 66).

Social Security Answer:

I am a 72 year old Psychologist still working full time in practice. I receive social security benefits (since I was 66). My wife Jan is 60 years old and a clinical social worker. After we married in 1985, we worked together in a counseling practice doing business as The Dallas Center For Counseling and Human Development. Our CPA at the time filed a joint tax return for us... and showed all income from our client work as my income for social security purposes (If I am stating this correctly.) In about 1999 Jan decided to leave her practice and go back to school in environmental sciences for a Ph.D. She suffered a head injury in 2002 which set off a series of medical problems which have gradually been very disabling. After some 8 years of a nightmarish medical odyssey, including trips to Mayo Clinc she has a diagnosis of Ehlers-Danlos Syndrome along with repercussions from the head injury which may have occurred because of the EDS. She is virtually totally disabled and we are right now trying to file for disability. In the course of all this, in about 2005, Jan discovered that her Social Security statement showed that she had no income since 1985, all of her earnings having been registered as my income.... and this was VERY disturbing to her. She believes that Social Security at one time sent her a notice that she did not qualify for Social Security and would at 65 receive nothing. Consequently, in 2006 she asked our new CPA if we could begin showing a portion of my income as applying to her and beginning in 2006 our tax return showed that 20 percent of my income from clients was applied as her income. The CPA stated that this was legal and legitimate since The Dallas Center is "our" business. Currently Social Security statements to Jan (beginning in 2009...the only one we have) show that Jan DOES qualify and will receive benefits when she is 66. Facing the fact that Jan is now totally disabled... barely able to be out of bed for more than a few hours and the possible wisdom of filing for disability, we in 2010 ceased showing any of my income as Jan's so as to better position her for a disability application. WHEW....I regret the seeming complexity of this situation, but..... Here are the most pressing questions that we are having a deuce of a hard time resolving in discussions with anyone: 1. Should I die, will Jan receive 100 percent of my current social security payment regardless of her status? 2. Was there ever any reason for Jan to be alarmed about her reported income (or lask thereof) for Social Security purposes? 3. Did our CPA err beginning in 1985/6 in NOT distinguishing Jan's client fees from mine and thereby adding to her pay-in to Social Security. IF it possible and advisable to try to amend those returns, if in fact such amending of returns is even possible and recoup the income that Jan actually earned...which was substantial during the years of 1986 to about 2000. 4. Was it in fact legal for our current CPA (a fairly respected retired accountant from a large firm here in Dallas) to show 20 percent of my current income as Jan's even though she was not in fact working to any degree and beginning in about 2006 was not able to work at all? 5. Since during the years of approximately 2000 to 2005, Jan saw a very small stream of clients (only some 2 to 3 per week) and thus provided a small income, is it possible to somehow establish this fact if it necessary to satisfy the very confusing qualifications for the Disability application which seems to require that we show that Jan has worked a certain number of years leading up to the disability? If we need to pay you a larger fee or schedule a phone call, I would be glad to do so should you feel that you can help us with our situation. So far, neither our CPA nor the law firm we have engaged for the Disability application seem to be able to clarify matters. Thanks for you help...

Support Replied ~ 06-30-2012 11:01:36

Dear Stephen: Hope I answered your question successfully...Give me a call or write again if you need further assistance......Carol

Related Social Security questions
• Wife taking Social Security at 63
• Conversion of self to spouse benefits
• I was married to my ex for 27 years. If he got remarried and then passed away, would I be entitled to his entire benefit if
• social security benifits

Have your Social Security questions answered
Social Security Questions answeredIf your Social Security questions have not been answered, or if you would like to send Carol an inquiry, please click here

Your Rating :

Rating :

DISCLAIMER - You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".

"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.

Information obtained from, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.

Social Security Questions and answers
In the news: Read Carols comments in this Social Security article

Thank you so much. The amount of infomation you provided on our call went a long way in helping to resolve the issues I had with the social security rep I was working with.
Tom F. 04-22-2020

Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
Carol J. 04-10-2020

Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 03-30-2020

Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 03-30-2020

Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 03-10-2020

Thank you so much for the reply.
Tom C. 02-09-2020

Thank you so much for returning my email so quickly.
Laverne J. 01-30-2020

Read More



 Active Adult Communities | Assisted Living | Adult Day Services | Alzheimer's Care
Continuing Care Retirement Communities (CCRC) | Home Care and Hospice Care | Independent Living

Senior Centers  | Retirement Jobs | Senior Care Jobs

Become a Featured Community  |  Submit Listing | Advertiser Login | Contact Us

Sunrise New Jersey


Alabama |  Alaska | . Arizona | . Arkansas |  California |  Colorado |  Connecticut |  Delaware |  Florida |  Georgia |  Hawaii |  Idaho |  Illinois |  Indiana |  Iowa |  Kansas |  Kentucky |  Louisiana |  Maine |  Maryland |  Massachusetts |  Michigan |  Minnesota |  Mississippi |  Missouri |  Montana |  Nebraska |  Nevada |  New Hampshire |  New Jersey |  New Mexico |  New York |  North Carolina |  North Dakota |  Ohio |  Oklahoma |  Oregon |  Pennsylvania |  Rhode Island |  South Carolina |  South Dakota |  Tennessee |  Texas |  Utah |  Vermont |  Virginia |  Washington |  Washington DC |  West Virginia |  Wisconsin |  Wyoming | 

© 2001-2020 Retirement Community All Rights Reserved.

All logos and trademarks in this site are property of their respective owners.

Privacy Policy | Site Map