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 Carol Thomas has recently retired from the Social Security Administration after 28 years service. If you have any questions about Social Security, please ask. We will use the questions you send for future posts. I will never post anyone's name, or other identifiable information.
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| FAQ(s) found under Widow or Widowers Social Security Benefits |
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| Widow Social Security benefits |
Date Add : 09-24-2009
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Carol:
I am 62 years old and earn over $100k, as a federal employee. My husband died 6 years ago at the age of 69. My full retirement benefit (at 66) in 2013,will be more than his full retirement would have been in 2013, had he survived. Am I eligible for any widow benefit, in addition to my full benefit, if it (my benefit) is more than his full benefit (under a spouse, survivor) on his record?
thanks much, Patsy
Support Replied ~ 08-08-2009 19:24:01
Dear Patsy:
There is an offset which is called GPO. It is a 2/3's offset of your federal retirement.
You could be eligible if 2/3's is under his full amount. Also, if for some reason, you worked after your FRA and your earnings were no longer counted, you could collect widows. So, if you plan to work until you are 70 or so, you could collect widows for 4 years or so. Good Luck. Carol
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DISCLAIMER -
You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".
"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
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