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Social Security Question:
Social Security Rules for early retirement
Social Security Answer:
I received notices from SSA stating that I could receive retirement benefits at age 62 even if I were still working. There were lots of rules stating that benefits would be reduced if I worked more than a certain amount of hours or if I earned more than a certain amount of money. I applied, was approved, but had to prove that I was no longer working, and I did so and that was approved. But now my benefits are being held because it is assumed that because I was self-employed before I retired, I must really be working and hiding the income.
I can't find anything online or in the publications I received that says I can't receive benefits if I still work or if I am suspected of still working. Please help me find a copy of this rule.
Support Replied ~ 09-22-2010 21:38:14
Self-employment is differcult. SS uses your an average of your last 5 years as a estimate of what you might make if you tell them you are still working.
If you sell your business or do not work in the day-to-day routine, then you must show the proof of that. Otherwise, SS will wait and see what your yearly net gain is to determine if you worked under the $14160.00 limit while they temporarily pay you based on the estimate. If you have further questions, call me. 727-386-5104.
Noon-time is good. Thanks......Carol
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"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
|In the news:
Read Carols comments in this BankRate.com Social Security article
Thank you so much. The amount of infomation you provided on our call went a long way in helping to resolve the issues I had with the social security rep I was working with.
Tom F. 09-11-2015
Thank you so much. You provide a fantastic service and I really appreciate all your help. The next time I have a question regarding Social Security I will go to you first and save myself a lot of time.
Carol J. 08-30-2015
Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 08-19-2015
Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 08-19-2015
Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 07-30-2015
Thank you so much for the reply.
Tom C. 06-30-2015
Thank you so much for returning my email so quickly.
Laverne J. 06-20-2015