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Social Security Question:
Max you can earn $1180 per month
Social Security Answer:
I started my social security June 2009.
I withheld receiving a check until sept 2009 my question is
If my earnings from June to Dec 31 2009 totals $ 8000
Which averages $ 1142 per month even thor couple months were over 1180 do I get the two months that were held over next year??
Support Replied ~ 09-09-2009 17:18:02
Many people get confused by the first year monthly test. Your earnings go by the year, the whole year $1 for $2 OR by the month. If you go over even $1 on the monthly test, you lose the check for that month. Remember it is when you earn the money, not when you're paid. Take a calendar and post your earnings every day as if you were paid every day. Since there are only 1 or 2 days difference in every month, the amounts should be pretty close. Try to stay under the monthly amount unless your yearly amount is less than $14160, then the monthly amount wouldn't count.......You are the one that has to report at the beginning of 2010 how much you made for the year and how many months you went over the limit. SS won't check your word unless they suspect something is fishy.....If you do not understand what I am saying in this message....Please write back......Carol
Support Replied ~ 09-18-2010 12:52:31
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Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
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Read Carols comments in this BankRate.com Social Security article
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