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Social Security Questions and Answers
DISCLAIMER - THIS WEBSITE IS NOT ENDORSED BY OR AFFILIATED WITH THE U.S. SOCIAL SECURITY ADMINISTRATION , OR ANY GOVERNMENTAL ENTITY.
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• I am 62 years old and am considering taking early retirement and collecting soc. sec. My questions is that I have a pension from IBM (retired) and will have one from the school district.
Q: I am 62 years old and am considering taking early retirement and collecting soc. sec. My questions ...
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• Hello Carol,
Was married to ex spouse for 16 years and that was 23 years ago. I am now almost 66 years old and have applied for ex spouse half payment for social security
Q: Hello Carol,
Was married to ex spouse for 16 years and that was 23 years ago. I am now almost 6...
Last Update : 10-08-2012
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• Is she eligible to receive benefits from his earnings if she files for ex-spouse retirement benefits with social security?
Q: My question is my mother was married to my father (in California) for more than 10 years. They had ...
Last Update : 07-24-2012
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• I am desperately seeking your guidance in demystifying the process of applying for social security benefits.
Q: I am desperately seeking your guidance in demystifying the process of applying for social security b...
Last Update : 07-18-2012
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• I turned 62 in February of 2012, and am retiring August 15, 2012. I am a sole propietor of an LLC
Q: I turned 62 in February of 2012, and am retiring August 15, 2012.� I am a sole propietor of an LLC...
Last Update : 07-11-2012
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• I am currently 62, divorced from my ex wife since 2007. She has since remarried, while I have not
Q: I am currently 62, divorced from my ex wife since 2007. She has since remarried, while I have not. ...
Last Update : 07-09-2012
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• I will be 64 in a month and am working and intend to work until 70 or so. My wife is 68 and is retired - has been taking Soc
Q: I will be 64 in a month and am working and intend to work until 70 or so. My wife is 68 and is retir...
Last Update : 07-06-2012
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• Hi Carol,
I think I understand the social security admin regulations from your other
answers but wanted to go over the spec
Q: Hi Carol,
I think I understand the social security admin regulations from your other
answers but w...
Last Update : 07-05-2012
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• I turn 62 in a few months.. I have been self employed builder for 30 years and my pay in has been low..I have not worked in
Q: I turn 62 in a few months.. I have been self employed builder for 30 years and my pay in has been l...
Last Update : 07-03-2012
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• I am a 72 year old Psychologist still working full time in practice. I receive social security benefits (since I was 66).
Q: I am a 72 year old Psychologist still working full time in practice. I receive social security benef...
Last Update : 06-29-2012
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• I was told that IF I WAIT UNTIL FULL RETIREMENT AGE, I will be eligible to collect a spousal benefit based on my husband's be
Q: I was told that IF I WAIT UNTIL FULL RETIREMENT AGE, I will be eligible to collect a spousal benefit...
Last Update : 06-28-2012
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• The problem and questions:
I was overpaid 35,000. Social Security took back 6000. I appealed the entire amount and have n
Q: The problem and questions:
I was overpaid 35,000. Social Security took back 6000. I appealed the...
Last Update : 06-04-2012
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• I am a teacher with over 40 Social Security quarters but less than 20 years of substantial earnings. I am 66 years old and am
Q: I am a teacher with over 40 Social Security quarters but less than 20 years of substantial earnings....
Last Update : 06-04-2012
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• I was eligible for and began collecting Social Security last October. I turned 66 on September 29th. I have since thought i
Q: I was eligible for and began collecting Social Security last October. I turned 66 on September 29th...
Last Update : 05-29-2012
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• 1) I am 70 years old and am receiving Social Security .I have been receiving about $1,100.00 per month since I was 62 years o
Q: 1) I am 70 years old and am receiving Social Security .I have been receiving about $1,100.00 per mon...
Last Update : 05-25-2012
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• My husband will reach full retirement age, 66 in July 2012. He will have earned over the 38,880 by 15,100 therefore will hav
Q: My husband will reach full retirement age, 66 in July 2012. He will have earned over the 38,880 by ...
Last Update : 05-23-2012
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• I was widowed in 1983 at age 36 (my husband was 39). I am now 64, never remarried, employed full time again roughly since the
Q: I was widowed in 1983 at age 36 (my husband was 39). I am now 64, never remarried, employed full tim...
Last Update : 05-22-2012
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Hi Carol, I have a social security question - payment information is below from paypal.
I have a friend that is 63, will
Q:
Hi Carol, I have a social security question - payment information is below from paypal.
I have ...
Last Update : 05-17-2012
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• I am 63 1/2, working full time, but I absolutely despise my job and would like to quit if I could afford to live very frugall
Q: I am 63 1/2, working full time, but I absolutely despise my job and would like to quit if I could af...
Last Update : 05-02-2012
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I actually have quite a few questions.
I'm 62, not working, and my husband is 61 and getting SSD. I know that if I apply
Q:
I actually have quite a few questions.
I'm 62, not working, and my husband is 61 and getting SSD...
Last Update : 05-01-2012
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DISCLAIMER -
You should consult with your local Social Security Office before acting upon any information received as a response to your question on "Social Security Advisor".
"Social Security Advisor" is intended to provide accurate and authoritative information with regard to the subject matter covered. It is offered with the understanding that neither the publisher nor the author is engaged in rendering legal, accounting, investment or other professional advice or services.
Information obtained from RetirementCommunity.com, including e-mail responses from "Social Security Advisor" should be considered as general educational information. You must never rely upon the advice given here. Your individual situation may not fit the generalizations discussed. Only your local Social Security office can evaluate your individual situation and give you advice.
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It was great talking with Carol. She was helpful and informative but most importantly she genuinely seemed to care, unlike the people I have been dealing with at my local office. - Thanks
Cindy P - 03/30/11
Good morning, Carol. Thank you so much for the quick response, and the detailed information. So much appreciated!! I will tell people about this information on-line as I know numerous people that also have not gotten much information from the Social Security office. I was quite surprised about this.
Tere - 03/08/11
Thanks for the straight forward answers. It would have save a lot of time if I knew about this site months ago.
Emily D. 1/05/11
Great talking with you and thanks for the help. Things now seem to be going in the right direction.
Chris H. 12/17/10
Hello, thank you so much for responding to my inquiry, I really did not expect to get an answer from you so quickly. Brought the information you sent to my social security office an the issue, i have been dealing with for months, was resolved in an hour.
Veda M. 11/05/10
Thank you so much for the reply.
Tom C. 9/17/10
Thank you so much for returning my email so quickly.
Laverne J. 8/15/10
Thanks! I can do the calculations from the "rules" you have provided.
I appreciate your being willing to help answer questions about specific scenarios -- the SS reps didn't want to deal with "what if" questions -- they just wanted to deal with NOW questions.
Dennis H - 04/01/10
Thank you for your help in getting this problem resolved. I don't know if the District Mgr you talked to was involved in the resolution, but you were able to let me know I was within the regulations. That kept me from caving and doing something I didn't want to do.
Mary - 01/16/10
Thank you so much for your help. It has been a godsend.
The information you gave me was priceless. Keep up the good work.
Michael - 9/23/09
You are a wonderful person, Carol. And many will benifit from your site. You make it all seem so simple. Thank you again, and may God bless you.
Lee G - 8/19/09
Thank you very much
Sharon H - 7/25/09
Thank You...I think what your doing to help is wonderful.. Thank you again and God Bless
Danny H - 7/10/09
Carol, thank you so very much for this info. I have really searched many sources without a straight answer such as yours is. This is an invaluable service you do and I appreciate it so much! The speed with which you answered shows true human concern. Keep up the good work, and best of luck!
Linda H - 6/17/09
Thank you for your rapid response to my social security question...we need running for goverment office perhaps even state represenitive; you certainly would have my vote!!!!! Again Thank You !
Roberta H - 6/12/09
Thank you Carol for your wonderful service. I think it is a great way to get advice!
Terry B - 6/04/09
What a maarvelous service you provide. I have shared you website with people at work.
Patti - 5/28/09
What a maarvelous service you provide. I have shared you website with people at work.
Patti - 5/28/09
Carol was genuinely concerned and it showed....Carol is a real gem!!
D. Wiley Bowers - 4/19/09
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Thank you so much, you cannot believe how helpful this information is to me it will help me when I talk to the SS agent.
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Thank you so very much for your reply!
Some of this is confusing...and it seems when you ask someone at S.S. you get a different answer than the next person.
I appreciate your answer.
Mrs. Gibson - 10/24/08
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Carol Thomas has recently retired from the Social Security Administration after 28 years service and is ready to answer your questions.
